Protect Yourself from Fraud

Scammers promise unusually high returns with little or no risk. Common forms include Ponzi schemes, fake stock or forex trading platforms, and bogus investment clubs. Once you invest, they disappear with your money.

Scammers send fake emails (phishing) or SMS messages (smishing) that look like they come from your bank, government, or a trusted company. They trick you into clicking a link and entering your password, OTP, or card details on a fake website.

Fraudsters offer easy loans with low interest but ask for an upfront fee, insurance payment, or personal documents first — then vanish. Some also impersonate bank staff to steal your account credentials or transfer your money.

Fake sellers list products they never intend to ship, or fake buyers send counterfeit payment proof. Common on Facebook, Shopee, Lazada, and Line groups. You pay or ship first — and never receive money or goods in return.

Scammers create fake profiles on dating apps or social media to build trust over weeks or months. Once you feel emotionally close, they invent a crisis — medical emergency, travel problem, business deal — and ask you to send money.

Someone claims to be a police officer, government official, bank employee, or company representative. They pressure you into transferring money, sharing your ID, or revealing PINs by threatening arrest, fines, or account freezes.

Fraudsters lure victims into fake crypto investment platforms that show impressive profits — until you try to withdraw. Other forms include fake crypto wallets, rug-pull tokens, and impersonating well-known exchanges or influencers.

Any scam that does not fit the categories above — such as lottery fraud, job scams, fake charities, or tech support scams. If you are unsure which type applies, choose this option.